Working a Gulf job as an Overseas Filipino Worker (OFW)? Your end of service benefit is generally exempt from Philippine income tax — and you can calculate exactly what your UAE or Saudi employer owes you with our free calculators below. This guide also covers maintaining your OFW status and the government-backed programmes that improve your financial outcome.
Worked in the UAE or Saudi Arabia? See exactly what you're owed in under a minute — free, no sign-up.
OWWA membership costs USD 25 per 2-year contract. Benefits include a Welfare Fund (cash assistance), Education and Livelihood Programme for your children, death and disability assistance, and repatriation in emergencies. You must be an active member to claim — check your membership status at owwa.gov.ph before your contract ends.
The MP2 fund is separate from the regular Pag-IBIG fund. It has a 5-year maturity, no withholding tax on dividends, and is government-guaranteed. OFWs can open and fund an MP2 account online. With a large EOSB, this can provide a meaningful, low-risk return while you plan your repatriation or next move.
If you were an SSS member before leaving the Philippines, you can continue as a voluntary member abroad. This protects your retirement benefit (based on credited years and monthly salary credit), sickness, maternity, disability, and death benefits. The monthly contribution ranges from PHP 400 to PHP 4,000 depending on your chosen salary credit.
Reviewed by EOSBCalculator.com editorial team. Verified against the primary law and official government portals below. This is general information, not legal, tax, or financial advice.
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Use our free calculators for UAE and Saudi Arabia — covers gratuity, unused leave, and notice period.